All full-time, activity-fee paying domestic students are covered by a health plan provided through We Speak Student and underwritten by ClaimSecure. The cost is $75 per semester (maximum premium is $150) and the term of coverage is from enrolment through the end of the academic year (for example, Sept. 2018-Aug. 2019). Students have an option to add their dependents for an additional charge. There is also an opt-out option if you have coverage through another provider. Both of these options are done online through the We Speak Student website.

The health plan covers 90% of most prescriptions to a maximum of $1200 per academic year. Birth control is now included in the plan (maximum $200).

Basic and preventative dental (maximum $400) at 70% coverage with some provision for minor restorative services (at 50% coverage). We Speak Student also has a Dental Network that can provide higher coverage if using a dentist within the network.

There is also coverage for Registered Massage Therapy or Physio (maximum $300) and Psychologist or Speech Therapy (maximum $500 single or combined services).

Vision coverage is $80 of eye examinations and $100 towards the cost of lenses or contact lenses.

There is also a full program of accident benefits as well as
AD&D and repatriation.

You can visit for more information. There is also a live chat option available. Brochures are available in all CCSAI offices and online at

For everything that you need to know about the plan, head to and select Centennial College from the drop-down menu. You can also download the mobile application from the iTunes and GooglePlay stores. Their toll-free phone number is 1-800-315-1108.

Starting in September 2018, there is also a student assistance plan through Asperia that provides everything from studying support videos to addiction and mental health supports.

What if I’m an international student?

The International Office administers the health plan for international students. You can find more information on that plan here. For further details on the international student health insurance plan, contact [email protected] or call 416-289-5393.